Gem Stone King 1 to 5 Carat 14K Gold IGI Certified Lab Grown Diamond Pendant Necklace For Women | D-E Color | VS1-VS2 Clarity | With 18 Inch Gold Chain
Gem Stone King 1-5 Ct IGI Certified Lab Grown Diamond 14K Two Tone Gold Solitaire Engagement Ring For Women | D-E Color VS1-VS2 Clarity | Wedding Anniversary Gold Ring
EXQUISITE OVAL GEMSTONE CENTERPIECE: Each earring features a 9x7mm oval-cut gemstone, meticulously selected for its deep, vibrant hues. Available in a variety of stunning birthstone options, the stone’s bold presence and rich color bring timeless elegance to every occasion, making it the perfect accessory for enhancing your wardrobe.
RICH 18K YELLOW GOLD PLATING: The earrings are masterfully crafted from a solid base of 925 sterling silver and luxuriously layered with 18K Yellow Gold. This premium plating adds a luminous golden sheen that enhances their elegance and ensures a durable, tarnish-resistant finish, making them perfect for everyday wear and special occasions.
SOPHISTICATED FRENCH WIRE DESIGN: Designed for maximum comfort and ease of use, these earrings feature a classic French wire hook, ensuring a secure fit that feels effortless all day. The intricate rope-style detailing around the gemstone adds texture and sophistication, creating a unique yet versatile design that pairs beautifully with any outfit.
PERFECT FOR GIFTING OR SELF-INDULGENCE: Presented in elegant, ready-to-gift packaging, these earrings make an exceptional present for special occasions like birthdays, weddings, or holidays. The graceful rose gold finish and personalized birthstone options offer sentimental value, creating a truly unforgettable token of love and appreciation.
USA BASED COMPANY AND LIFETIME WARRANTY: As a USA-based company, we prioritize quality, craftsmanship, and customer satisfaction. Our commitment to excellence ensures that you receive a meticulously crafted product that meets the highest standards of design and quality. Our jewelry passes extensive quality checkpoints before being shipped to you. Enjoy prompt and professional support from our world-class customer service team, ensuring your satisfaction.
Specification
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Topaz
Color: Rainforest
Clarity: Eye Clean
Treatment Method: Thermal Color Fusion
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.20 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.20 cttw
Carat Weight: 2.10 ct each
Gem Type: Moissanite
Color: Near Colorless (GH)
Clarity: Eye Clean
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.40 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.40 cttw
Carat Weight: 2.20 ct each
Gem Type: Sapphire
Color: Blue
Clarity: SI1 - SI2
Treatment Method: Diffused
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.60 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.60 cttw
Carat Weight: 2.30 ct each
Gem Type: Created Sapphire
Color: Blue
Clarity: Eye Clean
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Moissanite
Color: Pink
Clarity: Eye Clean
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Amethyst
Color: Purple
Clarity: VS
Treatment Method: Heat-treated
Shape: Oval Checkerboard
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.20 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.20 cttw
Carat Weight: 1.60 ct each
Gem Type: Amethyst
Color: Purple
Clarity: VS
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.30 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.30 cttw
Carat Weight: 1.65 ct each
Gem Type: Citrine
Color: Yellow
Clarity: VS
Treatment Method: Heat-treated
Shape: Oval Checkerboard
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Citrine
Color: Yellow
Clarity: VS
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Created Ruby
Color: Red
Clarity: Eye Clean
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 2.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 2.00 cttw
Carat Weight: 1.00 ct each
Gem Type: Created Sapphire
Color: Pink
Clarity: Eye Clean
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.25 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.26 cttw
Carat Weight: 2.13 ct each
Gem Type: Garnet
Color: Red
Clarity: VS
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Lapis
Color: Blue
Clarity: Eye Clean
Treatment Method: Dyed
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.30 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.30 cttw
Carat Weight: 1.65 ct each
Gem Type: Lemon Quartz
Color: Yellow
Clarity: VS
Treatment Method: Irradiated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 5.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 5.00 cttw
Carat Weight: 2.50 ct each
Gem Type: Malachite
Color: Green
Clarity: Eye Clean
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.20 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.20 cttw
Carat Weight: 1.60 ct each
Gem Type: Morganite
Color: Peach
Clarity: SI1 - SI2
Treatment Method: Irradiated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.60 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.60 cttw
Carat Weight: 1.80 ct each
Gem Type: Mystic Quartz
Color: Millennium Blue
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.60 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.60 cttw
Carat Weight: 1.80 ct each
Gem Type: Mystic Quartz
Color: Ruby Red
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.60 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.60 cttw
Carat Weight: 1.80 ct each
Gem Type: Mystic Quartz
Color: Twilight Orange
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Mystic Topaz
Color: Canary
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Mystic Topaz
Color: Cassiopeia
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Mystic Topaz
Color: Ecstasy
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.60 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.60 cttw
Carat Weight: 2.30 ct each
Gem Type: Mystic Topaz
Color: Green
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Mystic Topaz
Color: Mango
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.40 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.40 cttw
Carat Weight: 2.20 ct each
Gem Type: Mystic Topaz
Color: Pink
Clarity: VS
Treatment Method: Coated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Nano Emerald
Color: Green
Clarity: Eye Clean
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Nano Morganite
Color: Peach
Clarity: Eye Clean
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Onyx
Color: Black
Clarity: AAA
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 1.12 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 1.12 cttw
Carat Weight: 0.56 ct each
Gem Type: Opal
Color: Blue
Clarity: AAA
Treatment Method: Not-treated
Shape: Oval Cabochon
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 2.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 2.00 cttw
Carat Weight: 1.00 ct each
Gem Type: Opal
Color: White
Clarity: AAA
Treatment Method: Not-treated
Shape: Oval Cabochon
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.20 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.20 cttw
Carat Weight: 2.10 ct each
Gem Type: Peridot
Color: Green
Clarity: VS
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Rhodolite Garnet
Color: Red
Clarity: VS
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 5.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 5.00 cttw
Carat Weight: 2.50 ct each
Gem Type: Sapphire
Color: Black
Clarity: SI1 - SI2
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Tiger Eye
Color: Brown
Clarity: Eye Clean
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Tiger Eye
Color: Red
Clarity: Eye Clean
Treatment Method: Heat-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.50 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.50 cttw
Carat Weight: 2.25 ct each
Gem Type: Topaz
Color: London Blue
Clarity: VS
Treatment Method: Irradiated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Topaz
Color: Sky Blue
Clarity: VS
Treatment Method: Irradiated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.50 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.50 cttw
Carat Weight: 2.25 ct each
Gem Type: Topaz
Color: Swiss Blue
Clarity: VS
Treatment Method: Irradiated
Shape: Oval Checkerboard
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.50 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.50 cttw
Carat Weight: 2.25 ct each
Gem Type: Topaz
Color: Swiss Blue
Clarity: VS
Treatment Method: Irradiated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Turquoise
Color: Green
Clarity: Eye Clean
Treatment Method: Dyed
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 4.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 4.00 cttw
Carat Weight: 2.00 ct each
Gem Type: Zirconia
Color: White
Clarity: Eye Clean
Treatment Method: Not-treated
Shape: Oval
Measurements: 9x7mm
Number of Stone: 2
Item Info
Total Carat Weight: 3.00 cttw
Metal Type: Solid 18K Yellow Gold Plated Silver
Measurements: 22.00 x 10.00 mm
Earring Back Finding: French Wire
Setting Type: Prongs
Main Gemstones
Total Carat Weight: 3.00 cttw
Carat Weight: 1.50 ct each
Gem Type: Amethyst
Color: Purple
Clarity: VS
Treatment Method: Heat-treated
Shape: Oval Checkerboard
Measurements: 9x7mm
Number of Stone: 2
Materials & Care
This piece is made from hypoallergenic materials, adhering to current international standards.
Clean your jewelry regularly using a soft cloth and mild soap solution. Avoid exposure to harsh chemicals, perfumes, or lotions. Store your items in a dry, cool place, preferably in a fabric-lined box or pouch to prevent scratching. Regular maintenance preserves their shine and longevity.
Based in the USA, we are committed to exceptional quality and superior craftsmanship. Every product undergoes rigorous quality checks before leaving our facility, guaranteeing a piece you can wear with confidence.
Shipping & Return Info
Shipping Information:
We offer fast handling and delivery, available exclusively within the United States to ensure timely service.
Every order is subject to rigorous quality control checks before it is shipped to guarantee the highest standards.
Our shipping operations are active from Monday to Saturday, ensuring your package is on its way as soon as possible.
Cutoff times for shipping are as follows:
Monday to Friday: Orders placed before 5 PM EST will be processed the same day.
Saturday: Orders placed before 2 PM EST will be processed the same day.
Any orders placed after the cutoff time will be processed the following business day.
Return & Warranty Information:
We offer a warranty for repair or a limited exchange for defective or damaged items.
From February 1st, 2026 , our return policy lasts 30 days. We provide a 30-day money-back guarantee, allowing you to return your item for a full refund within 30 days of purchase.
To initiate a return, customers must contact our support team, who will assist with the process and provide return instructions.
Please note that all returns must be authorized by our support team to ensure proper handling and a smooth process.
Payment Options
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Visa, Mastercard, American Express, Discover, Union Pay.
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Afterpay, Shop Pay - Pay in full or in installments.